Posted on Jan 18, 2019
Merrimac Marine Insurance LLC
Working near the water has its own set of exposures for a business to deal with. The United States Longshore and Harbor Workers Compensation (USL&H) act is essential for businesses running projects near the water. In a previous post, we discussed when the coverage is necessary: dock builders, marine contractors, ship repairers and other marine businesses will need this coverage. In fact, USL&H insurance is actually required in some instances; long story short, if you’re operating near the water, your general workers’ compensation insurance isn’t going to give your clients the coverage that they need.
If you aren’t sure about what USL&H entails, have no fear. This blog is going to break down the USL&H act for you. With USL&H, this is what to expect.